3501Hilton Hotels
Hilton's dedicated MCC code covering all Hilton portfolio brands.
Merchants Using MCC 3501
Well-known businesses assigned this code
Risk Assessment
Standard processing rates. Most payment processors accept this MCC with minimal additional requirements.
Common Use Cases
- Hotel bookings
- Hilton Honors
- Conference rooms
Category Details
- Category
- Lodging
- MCC Range
- 3501–3999
- Description
- Hotels, motels, resorts, and timeshare properties.
Credit Card Rewards
Hotel co-branded cards and premium travel cards earn bonus rewards on hotel charges. Marriott Bonvoy, Hilton Honors, and Chase Sapphire cards are popular choices.
Why MCC Codes Matter for Your Business
Your MCC code directly affects how card networks and processors treat your transactions.
Approval Rate Impact
Processors have different acceptance rates per MCC. A misclassified code can silently tank your approval rate by 5-15%, costing revenue on every declined transaction.
Interchange Fees
The interchange fee you pay on every transaction is directly tied to your MCC code. Some categories pay 0.5% less per transaction — at scale, that compounds into significant savings or hidden costs.
Chargeback Thresholds
Visa and Mastercard set different chargeback monitoring thresholds per MCC category. High-risk MCCs face stricter limits — exceeding them triggers fines, reserve requirements, or account termination.
Wrong MCC = Serious Risk
An incorrect MCC assignment means you could be paying inflated fees, hitting the wrong chargeback program, or worse — facing account termination for "MCC mismatch" during a processor audit.
Tagada Optimizes Routing by MCC Code
Tagada's payment orchestration engine analyzes your MCC code to route each transaction to the processor with the highest approval rate and lowest fees for that specific merchant category. For MCC 3501, this means your hilton hotels transactions are automatically sent through the optimal path in your processor stack.
Related Payment Terms
Frequently Asked Questions
What is MCC 3501?
Do Hampton Inn and DoubleTree use MCC 3501?
Does MCC 3501 qualify for hotel credit card bonuses?
Tagada Platform
Optimize MCC 3501 payments with Tagada
Tagada's intelligent routing engine optimizes MCC 3501 transactions for the best approval rate, lowest fees, and fastest settlement across your processor stack.
Related MCC Codes
Marriott International
Marriott International reservations, Marriott International front desk, Marriott International online booking
Hyatt Hotels
Hyatt Hotels reservations, Hyatt Hotels front desk, Hyatt Hotels online booking
Hotels, Motels, & Resorts
Independent hotels, Boutique hotels, Airbnb (some transactions)
Timeshares
Wyndham Destinations, Marriott Vacations, Hilton Grand Vacations