Tagada
Reference Tool

MCC Code
Lookup & Guide

Every Merchant Category Code explained — with risk classification, card network support, and payment processing guidance from the team building the infrastructure.

920

MCC codes

20

Categories

26

High-risk codes

Updated

April 2026

High Risk MCCs

26 codes flagged as high-risk by card networks. Higher processing fees and stricter compliance.

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Low Risk MCCs

215 codes classified as low-risk. Standard processing rates and wide acquirer support.

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Medium Risk MCCs

679 codes with moderate risk levels. May require additional documentation for processing.

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Route payments by MCC code with Tagada

Tagada's payment orchestration engine routes transactions to the optimal processor based on MCC, risk level, and card network — maximizing approval rates for every merchant category.

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