All codesMiscellaneous RetailLow Risk

5950Glassware and Crystal Stores

Retail stores selling fine glassware, crystal, and decorative glass products.

Networks:VisaMastercardAmexDiscover

Merchants Using MCC 5950

Well-known businesses assigned this code

Waterford CrystalRiedel shopsLocal crystal stores

Risk Assessment

Standard processing rates. Most payment processors accept this MCC with minimal additional requirements.

Common Use Cases

  • Crystal purchases
  • Glassware gifts
  • Home decor glass

Category Details

Category
Miscellaneous Retail
MCC Range
5900–5999
Description
Drug stores, florists, gift shops, and general merchandise.

Why MCC Codes Matter for Your Business

Your MCC code directly affects how card networks and processors treat your transactions.

Approval Rate Impact

Processors have different acceptance rates per MCC. A misclassified code can silently tank your approval rate by 5-15%, costing revenue on every declined transaction.

Interchange Fees

The interchange fee you pay on every transaction is directly tied to your MCC code. Some categories pay 0.5% less per transaction — at scale, that compounds into significant savings or hidden costs.

Chargeback Thresholds

Visa and Mastercard set different chargeback monitoring thresholds per MCC category. High-risk MCCs face stricter limits — exceeding them triggers fines, reserve requirements, or account termination.

Wrong MCC = Serious Risk

An incorrect MCC assignment means you could be paying inflated fees, hitting the wrong chargeback program, or worse — facing account termination for "MCC mismatch" during a processor audit.

Tagada Optimizes Routing by MCC Code

Tagada's payment orchestration engine analyzes your MCC code to route each transaction to the processor with the highest approval rate and lowest fees for that specific merchant category. For MCC 5950, this means your glassware and crystal stores transactions are automatically sent through the optimal path in your processor stack.

Related Payment Terms

Frequently Asked Questions

What is MCC 5950?

MCC 5950 covers glassware and crystal retail stores.

Is MCC 5950 high risk?

No, though shipping fragile items can occasionally lead to damage claims.

Tagada Platform

Optimize MCC 5950 payments with Tagada

Tagada's intelligent routing engine optimizes MCC 5950 transactions for the best approval rate, lowest fees, and fastest settlement across your processor stack.