All codesGovernment ServicesLow Risk

9399Government Services (Not Elsewhere Classified)

Catch-all for government services not classified elsewhere. Covers a wide range of federal, state, and local government transactions.

Networks:VisaMastercardAmexDiscover

Merchants Using MCC 9399

Well-known businesses assigned this code

Passport applicationsVisa feesLicense renewalsPermit applications

Risk Assessment

Standard processing rates. Most payment processors accept this MCC with minimal additional requirements.

Common Use Cases

  • Passport fees
  • Licensing fees
  • Permit applications
  • Government service fees

Category Details

Category
Government Services
MCC Range
9000–9999
Description
Government services, fines, taxes, and postal services.

Why MCC Codes Matter for Your Business

Your MCC code directly affects how card networks and processors treat your transactions.

Approval Rate Impact

Processors have different acceptance rates per MCC. A misclassified code can silently tank your approval rate by 5-15%, costing revenue on every declined transaction.

Interchange Fees

The interchange fee you pay on every transaction is directly tied to your MCC code. Some categories pay 0.5% less per transaction — at scale, that compounds into significant savings or hidden costs.

Chargeback Thresholds

Visa and Mastercard set different chargeback monitoring thresholds per MCC category. High-risk MCCs face stricter limits — exceeding them triggers fines, reserve requirements, or account termination.

Wrong MCC = Serious Risk

An incorrect MCC assignment means you could be paying inflated fees, hitting the wrong chargeback program, or worse — facing account termination for "MCC mismatch" during a processor audit.

Tagada Optimizes Routing by MCC Code

Tagada's payment orchestration engine analyzes your MCC code to route each transaction to the processor with the highest approval rate and lowest fees for that specific merchant category. For MCC 9399, this means your government services (not elsewhere classified) transactions are automatically sent through the optimal path in your processor stack.

Related Payment Terms

Frequently Asked Questions

What is MCC 9399?

MCC 9399 is a catch-all for government services not classified under more specific government MCC codes.

What types of government payments use MCC 9399?

Passport applications, visa fees, license renewals, building permits, and other government administrative fees.

Is MCC 9399 high risk?

No, government services are low risk.

Tagada Platform

Optimize MCC 9399 payments with Tagada

Tagada's intelligent routing engine optimizes MCC 9399 transactions for the best approval rate, lowest fees, and fastest settlement across your processor stack.