MCC code5 min readUpdated October 15, 2026

MCC 5047: Medical, Dental, Ophthalmic and Hospital Equipment and Supplies

MCC 5047 is Visa's code for B2B medical, dental, hospital supply distributors: what's included, retail codes for consumer stores, SIC 5047, Stripe limits.

Nick Bonnassies, CMO at Tagada · checked against 7 sources

Article summary

TL;DR

MCC 5047 is the merchant category code for business-to-business or wholesale distributors of medical, dental, ophthalmic, orthopedic and hospital equipment, from X-ray machines to hospital beds. It isn't for stores selling to consumers: they take retail codes like 5975, 5976, 5912 or 5999. Visa doesn't list 5047 as high risk.

Visa reserves 5047 for business-to-business or wholesale distributors. Mastercard's booklet also says wholesale distributors.
A consumer store selling medical devices online takes the code of what it sells: 5975 hearing aids, 5976 orthopedic goods, 5912 pharmacy, 5999 other specialty goods.
The hospital code is 8062. 5047 is the code for selling equipment to hospitals.
5047 isn't on Visa's high-integrity-risk list. Stripe marks it restricted, and so do its Przelewy24 and Cash App Pay lists.

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On this page

You saw "5047" on a statement, in a processor's dashboard or on a list of codes. It's the card code for companies that supply clinics and hospitals. Here is Visa's exact wording, the retail codes a consumer store should use instead, and what processors say about 5047 today.

What MCC 5047 means

MCC 5047 is the four-digit merchant category code for Medical, Dental, Ophthalmic and Hospital Equipment and Supplies. Visa's manual defines it like this:1

Merchants classified with this MCC are business-to-business or wholesale distributors of laboratory, surgical, dental, or orthopedic equipment, patient monitoring equipment, wheelchairs, and other medical instruments, industrial safety devices, hospital equipment and hospital furniture, such as beds.

Visa, Merchant Data Standards Manual, April 2026, p. 56

Visa's "Included in this MCC" column lists dental equipment and supplies, ophthalmic and orthopedic medical equipment, hospital equipment and supplies, orthodontia supplies, safety equipment and X-ray equipment.1

The key words are business-to-business or wholesale. The buyer is a clinic, a lab, a hospital or another business, not a patient.

Mastercard titles the code "Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies" and also starts with "Wholesale distributors". Its list adds diagnostic equipment, hearing aids, first-aid kits and therapy equipment, and files 5047 under Wholesale Distributors and Manufacturers.3

MCC 5047 isn't SIC 5047. The US Standard Industrial Classification has its own 5047, "Medical, Dental, and Hospital Equipment and Supplies", for establishments in the wholesale distribution of medical instruments, dental and hospital equipment, artificial limbs and X-ray machines.7 SIC codes serve statistics and government forms. Card payments use MCCs, assigned by your acquirer.

Who uses MCC 5047, and who doesn't

The code follows the activity with the most annual sales, not the company's name.1

Distributor selling dental equipment and orthodontia supplies to practices5047Both are named in Visa's list
Wholesaler of hospital beds, monitors, wheelchairs or X-ray equipment5047Named in Visa's definition
Wholesaler of lobby or waiting-room furniture5021Mastercard sends this furniture to 5021, Office and Commercial Furniture
Wholesaler of hospital cleaning supplies2842Mastercard sends it to 2842; Visa lists 2842 as a similar code
Wholesaler of drugs and pharmaceuticals5122Visa's code for drug distributors
Online store selling health devices to consumersA retail code5047 is business-to-business or wholesale only

Which brands? Visa names none. Some directories list large medical distributors as 5047 merchants, and one even puts online medical retailers there. They aren't official sources, and the retailer claim doesn't match Visa's wording. Each company's acquirer decides its code.

Codes it is not: 5047 vs 5975, 5976, 5912, 8062 and more

Visa lists only two similar merchants for 5047: 2842 (Specialty Cleaning, Polishing and Sanitation Preparations) and 5021 (Office and Commercial Furniture).1 The confusion usually comes from the retail and care codes below.

MCC	Visa title	Use it instead of 5047 when
5975	Hearing Aids – Sales, Service, and Supply	You sell hearing aids and supplies to consumers
5976	Orthopedic Goods – Prosthetic Devices	You sell prosthetics, orthotics or orthopedic goods to consumers
5912	Drug Stores and Pharmacies	You sell prescription or proprietary drugs
5122	Drugs, Drug Proprietaries, and Druggist Sundries	You distribute drugs business-to-business
5999	Miscellaneous and Specialty Retail Shops	You sell specialized products to consumers with no more specific code
8062	Hospitals	You run a hospital, with diagnosis, surgery and continuous nursing
8071	Medical and Dental Laboratories	You provide lab services, not equipment
8099	Medical Services and Health Practitioners (Not Elsewhere Classified)	You provide care with no more specific code

Source: Visa Merchant Data Standards Manual, April 2026, pages 56, 58, 75, 81, 83 and 103.1 Care by physicians and dentists has its own pages: 8011 and 8021.

Verdict

Supplying clinics and hospitals: 5047. Running a hospital: 8062. Selling devices to consumers: 5975, 5976, 5912 or 5999, by product.

If you sell to both businesses and consumers, Visa lets you use the code of the larger activity, or one code per activity.1

Is MCC 5047 high risk?

Not for Visa. 5047 isn't on the April 2026 list of high-integrity-risk codes, and the Visa Core Rules don't name it.1 2 Processors still review it.

Who	What applies to 5047	Source
Visa, high-risk list	Not listed	Merchant Data Standards Manual1
Visa, US rules	Not a "Health Care Merchant" code. That list covers care providers and includes the retail codes 5975 and 5976, not 5047	Core Rules, glossary2
Stripe	Listed with the restricted badge. You must contact Stripe to use a restricted MCC	Set merchant category codes4
Stripe, Przelewy24	5047 is restricted: it "may be supported, but require additional information at account creation"	Przelewy24 docs5
Stripe, Cash App Pay	5047 is restricted. Cash App Pay also supports B2C only, not B2B	Cash App Pay docs6

Some directories rate 5047 medium risk or quote reserve levels, without a primary source. We don't repeat those numbers. Our high-risk MCC codes guide lists the codes Visa does flag.

For cardholders and merchants

Cardholders. You see 5047 when a medical, dental or hospital supply distributor charged your card, often a business card. Each issuer decides which codes earn points or cashback; read your card's terms. Your bank can't change a merchant's code. If you don't recognize a charge, your bank can explain a chargeback.

Merchants. Stripe notes that MCCs are used to calculate interchange fees, authorize payments and prevent fraud.4 See interchange fees for how pricing works.

Find your code. On Stripe it's set from your declared industry, then your website.4 Elsewhere, check your merchant agreement. Our guide shows where to find your MCC.
Check who buys. Clinics, labs and hospitals: 5047. Patients and consumers: a retail code.
Match the product. Hearing aids 5975, orthopedic goods 5976, medicines 5912, other specialty goods 5999.
Ask for a correction if needed. Send your provider the current code, the code you think fits, and proof: customer types, product list, revenue by channel.
Check every account. Each merchant account has its own MCC.

Visa: the MCC follows the activity with the highest annual sales. Stripe: one MCC per account.

Updated on October 15, 2026

Nick Bonnassies

CMO at Tagada

CMO at Tagada. Before Tagada, Nick built direct-to-consumer brands that generated over $115M in sales, raised over $25M in crowdfunding and sold two of them. He also works as a fractional CMO on marketing operations and AI systems.

Frequently asked questions

What is MCC 5047?

MCC 5047 is the merchant category code Visa titles Medical, Dental, Ophthalmic and Hospital Equipment and Supplies. Visa's April 2026 manual limits it to business-to-business or wholesale distributors of laboratory, surgical, dental and orthopedic equipment, patient monitoring equipment, wheelchairs, safety devices and hospital furniture.

What is the MCC code for hospitals?

Hospitals use MCC 8062. Visa describes it as hospitals that provide diagnostic services, extensive medical treatment, surgery, continuous nursing and mental and psychiatric care. 5047 is the code of the distributors that sell equipment and supplies to hospitals.

Is SIC 5047 the same as MCC 5047?

No. SIC 5047, Medical, Dental, and Hospital Equipment and Supplies, is a US industry code for statistics and government forms, under wholesale trade. MCC 5047 is the card payment code. Both describe wholesale distribution, but only the MCC drives how card payments are classified.

Can an online store selling medical devices to consumers use MCC 5047?

Not under Visa's wording, which reserves 5047 for business-to-business or wholesale distributors. A consumer store takes the code of what it sells: 5975 for hearing aids, 5976 for orthopedic goods and prosthetics, 5912 for medicines, 5999 for other specialty products. Your acquirer decides the code.

Is MCC 5047 high risk?

Not for Visa: 5047 isn't on its April 2026 list of high-integrity-risk codes, and its Core Rules don't name it. Stripe shows 5047 with a restricted badge, and its Przelewy24 and Cash App Pay pages list 5047 as restricted, which means extra information at account creation.

Sources

Checked October 15, 2026

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