3351Hertz Car Rental
Hertz's dedicated car rental MCC. Like airlines, major car rental companies have brand-specific codes.
Merchants Using MCC 3351
Well-known businesses assigned this code
Risk Assessment
Standard processing rates. Most payment processors accept this MCC with minimal additional requirements.
Common Use Cases
- Car rentals
- Fleet management
- Corporate accounts
Category Details
- Category
- Car Rental
- MCC Range
- 3351–3500
- Description
- Car and vehicle rental agencies.
Credit Card Rewards
Car rental transactions typically fall under travel bonus categories. Premium travel cards may also provide complimentary rental insurance.
Why MCC Codes Matter for Your Business
Your MCC code directly affects how card networks and processors treat your transactions.
Approval Rate Impact
Processors have different acceptance rates per MCC. A misclassified code can silently tank your approval rate by 5-15%, costing revenue on every declined transaction.
Interchange Fees
The interchange fee you pay on every transaction is directly tied to your MCC code. Some categories pay 0.5% less per transaction — at scale, that compounds into significant savings or hidden costs.
Chargeback Thresholds
Visa and Mastercard set different chargeback monitoring thresholds per MCC category. High-risk MCCs face stricter limits — exceeding them triggers fines, reserve requirements, or account termination.
Wrong MCC = Serious Risk
An incorrect MCC assignment means you could be paying inflated fees, hitting the wrong chargeback program, or worse — facing account termination for "MCC mismatch" during a processor audit.
Tagada Optimizes Routing by MCC Code
Tagada's payment orchestration engine analyzes your MCC code to route each transaction to the processor with the highest approval rate and lowest fees for that specific merchant category. For MCC 3351, this means your hertz car rental transactions are automatically sent through the optimal path in your processor stack.
Related Payment Terms
Frequently Asked Questions
What is MCC 3351?
Do all car rental companies have unique MCC codes?
Does MCC 3351 trigger travel insurance benefits?
Tagada Platform
Optimize MCC 3351 payments with Tagada
Tagada's intelligent routing engine optimizes MCC 3351 transactions for the best approval rate, lowest fees, and fastest settlement across your processor stack.
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Car Rental Agencies (Not Elsewhere Classified)
Turo, Sixt, Local car rental agencies