All codesCar RentalMedium Risk

3356Hertz Corporation

Car rental agency code for Hertz Corporation. Covers vehicle rentals, insurance add-ons, and fuel charges.

Networks:VisaMastercardAmexDiscover

Merchants Using MCC 3356

Well-known businesses assigned this code

Hertz Corporation airport locationHertz Corporation downtown officeHertz Corporation online reservation

Risk Assessment

May require additional documentation or slightly higher processing fees. Some processors apply enhanced monitoring.

Common Use Cases

  • Vehicle rentals
  • Insurance upsells
  • Fuel charges

Category Details

Category
Car Rental
MCC Range
3351–3500
Description
Car and vehicle rental agencies.

Credit Card Rewards

Bonus CategoryTravel
Typical Earning2x–3x

Car rental transactions typically fall under travel bonus categories. Premium travel cards may also provide complimentary rental insurance.

Why MCC Codes Matter for Your Business

Your MCC code directly affects how card networks and processors treat your transactions.

Approval Rate Impact

Processors have different acceptance rates per MCC. A misclassified code can silently tank your approval rate by 5-15%, costing revenue on every declined transaction.

Interchange Fees

The interchange fee you pay on every transaction is directly tied to your MCC code. Some categories pay 0.5% less per transaction — at scale, that compounds into significant savings or hidden costs.

Chargeback Thresholds

Visa and Mastercard set different chargeback monitoring thresholds per MCC category. High-risk MCCs face stricter limits — exceeding them triggers fines, reserve requirements, or account termination.

Wrong MCC = Serious Risk

An incorrect MCC assignment means you could be paying inflated fees, hitting the wrong chargeback program, or worse — facing account termination for "MCC mismatch" during a processor audit.

Tagada Optimizes Routing by MCC Code

Tagada's payment orchestration engine analyzes your MCC code to route each transaction to the processor with the highest approval rate and lowest fees for that specific merchant category. For MCC 3356, this means your hertz corporation transactions are automatically sent through the optimal path in your processor stack.

Related Payment Terms

Frequently Asked Questions

What is MCC 3356?

MCC 3356 is the merchant category code for Hertz Corporation, used for car rental transactions.

Is MCC 3356 high risk?

Car rental codes are medium risk due to damage disputes, fuel charge disagreements, and authorization hold issues.

What charges appear under MCC 3356?

Vehicle rental fees, insurance coverage, fuel charges, toll fees, and damage claims from Hertz Corporation.

Tagada Platform

Optimize MCC 3356 payments with Tagada

Tagada's intelligent routing engine optimizes MCC 3356 transactions for the best approval rate, lowest fees, and fastest settlement across your processor stack.